Certificates of Deposit

Disclosures

Limited-Time Certificates of Deposit interest rates and APY are subject to change at any time. 

*Interest rate and annual percentage yield may change. Interest begins to accrue on the business day we receive your deposit. Interest is calculated on the Daily ledger balance. Interest accrued daily. Compounded & credited quarterly.

**New money is defined as money not on deposit with NexTier Bank in the previous 90 days.

6 Month CD Special Offer:
Annual Percentage Yield (APY) is accurate as of February 24, 2025. Interest rate is 4.33%, APY is 4.40%. Must have a NexTier Bank Free Checking product to qualify. Offer available to both consumer and business customers. Not available for Public Fund deposits. Opening deposit must include $5,000 minimum *new money. If existing funds, a minimum of $5,000 *new money must be added to the $5,000 minimum existing funds to open. Single maturity, CD will not automatically renew, funds will automatically transfer to a NexTier Bank Free checking account at maturity. NexTier Bank reserves the right to amend, extend or discontinue this special offer at any time. This special offer cannot be combined with any other offers. Penalties may apply for early withdrawal. Fees and withdrawals may reduce earnings.

9 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of April 24, 2025. Opening deposit must include a minimum of $5,000. The 9-Month CD will earn a fixed interest rate of 4.04%, with an APY of 4.10%. In order to earn the published APY, all interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earning below the published APY. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.

18 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of April 24, 2025. Opening deposit must include a minimum of $5,000. The 18-Month CD will earn a fixed interest rate of 3.80%, with an APY of 3.85%. In order to earn the published APY, all interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earning below the published APY. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.